General liability
Discuss third-party bodily injury and property damage arising from business activities.
Bring the detail
Prepare business activities and products. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Professional & product risks
Ask whether advice, services, or products need additional or separate protection.
Bring the detail
Prepare revenue, staffing, and territories. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Contracts & exclusions
Review customer requirements, territorial limits, deductibles, and excluded activities.
Bring the detail
Prepare customer contracts and certificate requests. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Details that shape the comparison
Activities and clients
Declare advice, products, installation and subcontracting.
Contracts and territory
Bring the full requirements and countries of work or sale.
Limits and defence costs
Compare the basis, retention, exclusions and treatment of legal expenses.
Record two offers in your comparison worksheet →
Look at the whole picture
Separate policies may address different risks. Ask the provider to explain any gaps or overlaps, and keep written confirmation of the answers that matter to your circumstances.